Greenlights Partners

Business funding, built around growth.

Explore structured financing options for working capital, expansion, asset purchases, property-backed funding and day-to-day business requirements.

Business Solution 01

Corporate Credit Line

A revolving business facility that gives your company access to additional working capital whenever funds are required.

Revolving Facility

Corporate Credit Line Highlights

01

Flexible Drawdown

Draw funds progressively according to your company’s immediate working-capital requirements.

02

Pay When Utilised

Financing charges may apply only to the amount utilised, subject to the financier’s facility terms.

03

Reusable Facility

Repaid amounts may become available for future drawdown during the approved facility period.

Suitable For

  • Cash Flow
    Temporary operating shortfalls
  • Emergency Funds
    Unexpected business expenses
  • Expansion
    Inventory, manpower and project costs

Facility Assessment

  • Credit Limit
    Based on business eligibility
  • Repayment
    Based on amount utilised
  • Approval
    Subject to financier assessment

A corporate credit line may provide greater flexibility than a conventional lump-sum term loan for short-term business needs.

Business Solution 02

Business Term Loan

Receive a lump-sum business facility with structured monthly repayments over an agreed financing period.

Unsecured Financing

Common Business Uses

  • Working Capital
    Payroll, rent and supplier expenses
  • Expansion
    New outlets, projects or business growth
  • Inventory
    Stock purchases and seasonal demand
  • Consolidation
    Restructure eligible business commitments

Assessment Considerations

  • Business Age
    Operating history and company profile
  • Revenue
    Turnover and bank-account conduct
  • Credit Profile
    Company and director credit standing
  • Commitments
    Existing loans and repayment obligations
i

The approved amount, interest rate, tenure and monthly repayment are subject to the company’s financial position and the financier’s assessment.

Business Solution 03

Property-Backed Business Loan

Unlock available equity from an eligible residential, commercial or industrial property to support your business requirements.

Secured Financing

Potential Uses of Funds

01

Business Expansion

Raise funding for additional outlets, acquisitions, inventory or new projects.

02

Debt Consolidation

Review whether eligible higher-cost business commitments may be consolidated.

03

Working Capital

Strengthen business liquidity without immediately selling the pledged property.

Eligible Property Types

  • Residential
    Subject to property and ownership profile
  • Commercial
    Office, retail and selected commercial units
  • Industrial
    Selected B1 and industrial properties

Assessment Factors

  • Valuation
    Current property valuation
  • Existing Loan
    Outstanding mortgage balance
  • Remaining Lease
    Property tenure and remaining lease
i

The available cash-out amount depends on the property valuation, existing mortgage, property type, remaining lease and financier’s approved loan-to-value ratio.

Business Solution 04

Equipment & Machinery Financing

Finance eligible equipment, machinery and business assets while preserving your company’s working capital.

Asset Financing

Potential Assets

  • Machinery
    Production and industrial equipment
  • Technology
    IT equipment and business systems
  • Operations
    Commercial tools and specialised assets

Potential Benefits

  • Cash Preservation
    Avoid paying the full cost upfront
  • Repayment
    Structured instalments over an agreed tenure
  • Growth
    Upgrade business capacity and productivity
i

Financing availability depends on the asset type, condition, supplier, valuation and the company’s financial profile.

Business Solution 05

Commercial Property Loan

Finance the purchase or refinancing of eligible office, retail, industrial or other commercial properties.

Property Financing
01

Property Purchase

Finance an eligible commercial or industrial property for business use or investment.

02

Mortgage Refinancing

Review refinancing options for an existing commercial-property facility.

03

Equity Cash-Out

Explore whether available property equity can provide additional business capital.

Property Types

  • Office
    Selected office properties
  • Retail
    Shops and selected retail units
  • Industrial
    Factories, warehouses and B1 properties

Financing Considerations

  • Loan Amount
    Based on valuation and loan-to-value
  • Tenure
    Subject to property and borrower profile
  • Assessment
    Company, directors and property details

Commercial-property financing terms depend on valuation, property type, remaining lease, borrower profile and financier assessment.

Business Solution 06

Commercial Vehicle Loan

Finance eligible commercial vehicles required for transportation, logistics, delivery or day-to-day business operations.

Hire Purchase

Commercial Vehicle Financing Options

01

New Vehicles

Explore financing for eligible new commercial vehicles purchased from authorised sellers.

02

Used Vehicles

Assess used-vehicle financing based on valuation, condition and remaining useful life.

03

Fleet Expansion

Add vehicles to support delivery, logistics, construction or field-service requirements.

Possible Vehicle Types

  • Vans
    Delivery and service vehicles
  • Lorries
    Transport and logistics vehicles
  • Specialised
    Selected commercial-purpose vehicles

Assessment Factors

  • Deposit
    Subject to vehicle and financier
  • Vehicle Age
    Age, condition and valuation
  • Business Profile
    Revenue and repayment ability
i

Deposit, interest rate, financing amount and tenure remain subject to the vehicle profile, company eligibility and financier assessment.

Financing limits, interest rates, fees, repayment periods, processing times and approval outcomes are indicative only. Applications remain subject to business eligibility, credit assessment, supporting documents, prevailing regulations and the respective financier’s final terms and conditions. Greenlights Partners does not guarantee approval.